What These Terms Cover in Indonesia
The Terms & Conditions govern how you create, verify and use an account, including the phone check required before account access. They also set expectations for wallet records, payment references and requests connected with DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. Access and
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eligibility depend on local law, so you must use the service only where local law permits. We may update wording when an operational or legal requirement changes, and the current version applies after it is posted on this page. If a condition affects your account, we
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will point you to the relevant policy wording rather than hide it inside a general page. Keep your login details private, submit accurate account details and contact us before continuing if a clause is unclear.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.